Short Talk
- 1 to 2 hours
- Flexible group size
FromKES 150,000
Partnering with your people at every stage, from first payslip to retirement.
Every financial decision shapes a life, a career, and a business. Centonomy walks alongside your people through each one.
Why it matters
Most people are never taught how to manage money
Money touches almost every part of life, from the first payslip to the last day at work, and from a small business's first sale to its first big loan. Yet most people are never taught how to manage it.
- 300+companies have partnered with Centonomy to train and mentor their people
- 20+financial institutions and SACCOs supported
- 500+people helped to transition into retirement
Your staff bring their financial worries to work: debt, school fees, family obligations, retirement. Financial wellness is a win for both: people who are less stressed, more focused and more productive.
For employers
The employee financial life cycle
Different stages, different money pressures. One trusted partner for every stage, not one-off talks.
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Stage 1
New entrants
Graduate trainees and new hires in their 20s
- Their reality
- A first income, pressure to look successful, easy mobile loans, black tax and little savings.
- What they need
- Strong habits, budgeting, understanding payslip deductions (NSSF, SHIF, tax) and avoiding early debt traps.
- Centonomy offers
- Onboarding Training: Fundamentals of Personal Financial Management (half or full day).
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Stage 2
Mid-career
Late 20s to 30s
- Their reality
- Growing income and lifestyle, marriage, school fees, a first car or home loan, and side businesses started without a plan.
- What they need
- Personal financial management and investment.
- Centonomy offers
- Personal Financial Management and Investment, plus deep dives: Preparing for a Pay Rise, Debt Management, Investing for My Future.
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Stage 3
Leadership
40s and 50s
- Their reality
- Peak earnings and peak commitments, with retirement 10 to 20 years away and often underfunded.
- What they need
- Wealth and legacy planning.
- Centonomy offers
- Wealth and Legacy Training: Centonomy Gold, and accelerated investment deep dives.
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Stage 4
Retirement
Within five years of retirement, early exits and retrenchment
- Their reality
- A transition in income, identity and routine.
- What they need
- A plan for life beyond work.
- Centonomy offers
- Financial Freedom in Retirement Training.
At every stage
Seasonal ShiftsTraining for the moments that change everything: onboarding, restructuring, retrenchment and retirement.
Financial Deep DivesFocused sessions when your people need them: retrenchment, restructuring and family emergencies.
For the organisation: a calmer, more focused, more productive workforce; better engagement and retention; and a clear way to show you care.
For institutions
For banks, SACCOs and insurers serving clients and entrepreneurs
Banks, MFIs, SACCOs, insurers and development partners: Centonomy equips your clients, especially MSMEs and SMEs, to:
- Separate business and personal finances
- Manage cash flow, records and pricing
- Borrow responsibly
- Save, invest and build business assets
- Plan for sustainable growth
What the institution gains
- More creditworthy clients who repay reliably
- Longer client relationships
- Measurable financial-inclusion impact
- An education partner that extends your brand beyond products
Formats and prices
In person, virtual or hybrid
From a short talk to a full day
Deep Dive
- 2 to 3 hours
- Up to 50 people
FromKES 160,000
Half-Day Training
- 4 to 6 hours
- Up to 50 people
FromKES 180,000
Full-Day Training
- 8 to 9 hours
- Up to 50 people
FromKES 270,000
Talking Cents: 2-hour talks for organisations, churches, families, SACCOs, social groups and investment groups. Structured programmes and one-on-one coaching are also available.
Topics
What we train on
Every engagement is tailored. These are the building blocks.
1Fundamental Personal Financial Management
- Our relationship with money and the lifestyle dilemma: the image trap and peer pressure, how we spend ourselves into debt, why a high income does not become wealth, and what is and is not your employer's responsibility
- Where money goes and a spending plan: tracking, essential, important and non-essential spending, a budget, irregular expenses and emergencies
- Your personal balance sheet: own more, owe less, how long you can survive without an income, and assets vs flossets
- Tackling debt: the emotional and true financial cost, paying it down fast, a repayment plan and good debt
- Investment planning: shares, fixed income, real estate and investment groups
2Seasonal Shifts
- Onboarding New Staff
- Retrenchment Training, Thriving Beyond Transition: change management, the lifestyle audit, managing personal finance in transition including lump sums, debt management in transition including negotiating with lenders, savings and investments for security and sustainability, non-financial assets, and opportunities in career and entrepreneurship
- Financial Freedom in Retirement (see below)
3Financial Deep Dives
- Preparing for a Pay Rise
- Debt Management
- Investing for My Future
4Centonomy 101 in-house
- The 12-week Centonomy 101 programme, run for your staff.
Financial Freedom in Retirement
“Retirement in our opinion is not an age. It is about transition, thinking differently and reinventing yourself.”
Centonomy has helped more than 500 people transition into retirement. The modules:
- What do you retire into?
- The lifestyle audit: how much is enough?
- Debt: getting the shackles off my feet so I can dance
- Investing for safety: the cushion
- Living abundantly in transition
- Investing for sustainability: what will work when I am not working
- Turning your skills into opportunity
- Bonus: healthy and protected
- Legacy
- Graduation
Why Centonomy
Built for lasting change
Practical and relatable
Built on Kenyan and African realities.
Every level, every season
From new hires to leadership, and from onboarding to retirement.
Flexible formats
Short talks, deep dives, half and full days, structured programmes and one-on-one coaching.
Tailored
Shaped around each organisation's people and needs.
Built for lasting change
Behaviour, not only information.
Who we have trained
300+ companies, 20+ financial institutions and SACCOs
Organisations in Kenya and beyond have partnered with Centonomy to train and mentor their people and their clients.
Global companies
Kenyan companies
Banks and financial institutions
SACCOs
International and development partners
Enquire
Let's design it around your people
Tell us who you would like to reach and what you would like to achieve, and the team will come back with a tailored proposal.
talkcents@centonomy.com · +254 20 444 3695
FAQ
For HR teams and institutions
What formats do you offer?
A Short Talk (1 to 2 hours, flexible group size, from KES 150,000), a Deep Dive (2 to 3 hours, up to 50 people, from KES 160,000), Half-Day Training (4 to 6 hours, up to 50 people, from KES 180,000) and Full-Day Training (8 to 9 hours, up to 50 people, from KES 270,000). All are available in person, virtual or hybrid.
Can the training be tailored to our people?
Yes. Every engagement is shaped around your organisation's people and needs, whatever stage of the employee financial life cycle they are at.
Can you run Centonomy 101 for our staff?
Yes. Centonomy 101, the 12-week programme, can run in-house for your staff.
Do you work with banks, SACCOs and insurers?
Yes. Centonomy has supported more than 20 financial institutions and SACCOs, equipping their clients and members, especially MSMEs and SMEs, to manage money and grow their businesses.
Do you prepare staff for retirement?
Yes. Financial Freedom in Retirement has helped more than 500 people transition into retirement.
Centonomy Corporate Training
One trusted partner for every stage.
From onboarding to retirement, in person, virtual or hybrid.
