MANAGING DEBT

Different types of debt and how they work (Mortgages, credit cards, bank loans, Sacco Loans etc.) Debt Amortization-Understand how your debt payments are calculated and how you can make this work [...]

TIME VALUE OF MONEY

Understand the principles of Time Value of Money    Understand the impact of inflation on our needs and wants Retirement Planning and Education Planning Set your financial goals, understand what [...]

Own your Narrative

You wake up in the morning. You do the usual -shower, dress and eat breakfast. You then choose your route to work.  It could be just habit that drives that choice or new information. You get to [...]

The “Comfort” myth

When you are hungry you will do anything to get your next meal. There is an urgency in finding what and where you can eat. You will even be able to spot places that you would have ordinarily not [...]

The Debt Catch up

Have you ever been in the middle of a movie and then had to step out for one reason or the other? Maybe it was to take a phone call, make a snack or finish a chore. When you get back to the [...]

How to Save?

“I am thirty-two years old and have never been able to save. I have tried to work with a budget to control my spending so that I can save but it never works out. At the beginning of every year I [...]