Living Smart

<strong>Do you live smart?</strong> Many of our financial issues arise because of our lifestyles.  We live, eat and exist in a certain way, which then translates into spending in a [...]

The Salary Misconception

We carry false beliefs when it comes to our salary or paycheck.  From employed to self-employed people, young and older, there’s a way of thinking about our salaries or incomes that we need to [...]


Last week we went through the rationale behind investing for income purposes and the need to create Replacement Income especially when working towards retirement. The next element we have to [...]


Your company pension fund will not fund your retirement. I could end this article right now having said that because that is the key message I would like readers to appreciate. A lot of us are [...]