Living Smart

Do you live smart? Many of our financial issues arise because of our lifestyles.  We live, eat and exist in a certain way, which then translates into spending in a certain way. When we are not [...]

The Salary Misconception

We carry false beliefs when it comes to our salary or paycheck.  From employed to self-employed people, young and older, there’s a way of thinking about our salaries or incomes that we need to [...]

UNDERSTANDING INCOME RETURN

Last week we went through the rationale behind investing for income purposes and the need to create Replacement Income especially when working towards retirement. The next element we have to [...]

PLANNING FOR RETIREMENT

Your company pension fund will not fund your retirement. I could end this article right now having said that because that is the key message I would like readers to appreciate. A lot of us are [...]