What if…

You are probably one step away from a financial disaster? Yes, I’m talking to you so keep reading. Does one move, circumstance, situation, decision by somebody else make all the difference? [...]

The True Cost of “Me”

  Sheila* wrote to me a few days ago and said that her emergency fund did not work. Sheila has recently been retrenched but that’s not the problem. While working she had tried  to plan her [...]

The Poverty of Quick Money

  Keith has finally hit the jackpot!  He has won one hundred million shillings in the lottery. His dream has finally come. He is rich beyond his wildest imagination. He can finally live the [...]

Your Retirement Checklist

  There’s an age that comes with its fair dose of reality.  When you realise that time has indeed gone by and that retirement that you used to think is so far away is staring at you in the [...]

Budgets Made Practical

Akoth keeps a budget.  Many of us do not like this term though logically we know we should be keeping one. In our Centonomy classes we ask people what they feel when they hear the word budget and [...]

Living Smart

<strong>Do you live smart?</strong> Many of our financial issues arise because of our lifestyles.  We live, eat and exist in a certain way, which then translates into spending in a [...]

The Salary Misconception

We carry false beliefs when it comes to our salary or paycheck.  From employed to self-employed people, young and older, there’s a way of thinking about our salaries or incomes that we need to [...]