The True Cost of “Me”

Sheila* wrote to me a few days ago and said that her emergency fund did not work. Sheila has recently been retrenched but that’s not the problem. While working she had tried  to plan her money [...]

The Poverty of Quick Money

Keith has finally hit the jackpot!  He has won one hundred million shillings in the lottery. His dream has finally come. He is rich beyond his wildest imagination. He can finally live the life he [...]

Your Retirement Checklist

There’s an age that comes with its fair dose of reality.  When you realise that time has indeed gone by and that retirement that you used to think is so far away is staring at you in the face or [...]

An SME plea to the Bank

Dear Bank. My name is SME.  In full this means Small to Medium Enterprise. You may have heard of me.  I was born five years ago.  Right now, I am an annoyed and frustrated SME.  The reason.  This [...]

Budgets Made Practical

Akoth keeps a budget.  Many of us do not like this term though logically we know we should be keeping one. In our Centonomy classes we ask people what they feel when they hear the word budget and [...]

Living Smart

Do you live smart? Many of our financial issues arise because of our lifestyles.  We live, eat and exist in a certain way, which then translates into spending in a certain way. When we are not [...]