The Debt Catch up

Have you ever been in the middle of a movie and then had to step out for one reason or the other? Maybe it was to take a phone call, make a snack or finish a chore. When you get back to the [...]

How to Save?

“I am thirty-two years old and have never been able to save. I have tried to work with a budget to control my spending so that I can save but it never works out. At the beginning of every year I [...]

Get out of Debt

Debt undeniably takes a toll on people. I have given many talks on this particular subject and the one thing I always tell people is that you can only get out of debt by ‘paying off [...]

What if…

You are probably one step away from a financial disaster? Yes, I’m talking to you so keep reading. Does one move, circumstance, situation, decision by somebody else make all the difference? [...]

What Creating Wealth Costs

  Nothing is free. Everything costs something at the end of the day and creating wealth costs a lot. Many times we want the money, wealth, prestige, influence, success, material lifestyle of [...]

The Bonus Debate

  Mark is an Account Manager at an advertising firm. He has been working there for five years. His job is to manage clients, which includes; project management, billing, correspondence and [...]

The True Cost of “Me”

  Sheila* wrote to me a few days ago and said that her emergency fund did not work. Sheila has recently been retrenched but that’s not the problem. While working she had tried  to plan her [...]

The Poverty of Quick Money

  Keith has finally hit the jackpot!  He has won one hundred million shillings in the lottery. His dream has finally come. He is rich beyond his wildest imagination. He can finally live the [...]