The True Cost of “Me”

  Sheila* wrote to me a few days ago and said that her emergency fund did not work. Sheila has recently been retrenched but that’s not the problem. While working she had tried  to plan her [...]

The Poverty of Quick Money

  Keith has finally hit the jackpot!  He has won one hundred million shillings in the lottery. His dream has finally come. He is rich beyond his wildest imagination. He can finally live the [...]

Why businesses fail to launch

  Many businesses fail to launch. The statistics are there that state that majority of businesses fail. Sometimes it is because of presenting the wrong product to the wrong market. Many have [...]

Your Retirement Checklist

  There’s an age that comes with its fair dose of reality.  When you realise that time has indeed gone by and that retirement that you used to think is so far away is staring at you in the [...]

An SME plea to the Bank

  Dear Bank. My name is SME.  In full this means Small to Medium Enterprise. You may have heard of me.  I was born five years ago.  Right now, I am an annoyed and frustrated SME.  The [...]